5 Money Wounds Brown Girls Carry — And How to Start Healing Them

Naming the Wounds So We Can Reclaim the Power

When we talk about money, especially in spiritual and entrepreneurial spaces, we often jump straight to abundance rituals or manifestation practices. But for many Brown girls—especially those of us from systemically excluded communities—there are deeper wounds living underneath the surface.

Wounds we inherited. Wounds we learned to normalize. Wounds that show up every time we raise our prices, pay our bills, or avoid our bank accounts.

This isn’t about blame. This is about healing.

Let’s name five of the most common money wounds—and how to begin working with them from a sacred, spiritually rooted space.

The “Good Girl” Guilt Around Receiving

Many of us were taught that being a “good girl” meant self-sacrifice. That receiving was greedy, indulgent, or too much. So we learned to overgive and undercharge. We say yes when we mean no. We feel shame around wealth, pleasure, and even ease.

Healing begins when you realize: Receiving is your birthright. You’re not bad for wanting more—you’re whole.

The Scarcity Passed Down as Safety

If your parents or caregivers lived through economic struggle, colonization, migration, or survival-based systems, you likely inherited stories of fear around money. Scarcity wasn’t just a mindset—it was protection.

Healing begins when you see scarcity as a trauma response, not a personal flaw.

The Hustle That Feels Like Worthiness

We often equate hustle with value. Productivity becomes the only proof we’re doing enough. This is a money wound rooted in capitalism, colonization, and the idea that our value must be earned—constantly.

Healing begins when you allow rest without punishment.

The Fear of Visibility with Money

Visibility brings power—but it also brings risk. Many Brown girls subconsciously hide financially. We avoid looking at our numbers. We shrink our voice when we start earning more. We fear being “too much,” “too successful,” or “too wealthy.”

Healing begins when you let yourself be seen—by you, first.

The Isolation of Doing It All Alone

Hyper-independence can feel like empowerment, but often it’s rooted in not feeling safe to trust others with your money, your business, or your dreams. You’ve learned to carry it all—but you were never meant to.

Healing begins in community. In asking for help. In letting yourself be held.

You Deserve to Feel Safe With Money

Money wounds are not a sign that something is wrong with you. They are reflections of what you've survived—and proof of what you're capable of transforming.

The Brown Girl CFO™ was created as an educational space to explore this healing, to name the patterns, and to build new financial pathways that feel sacred, grounded, and true to who you are.

For more culturally rooted financial education, spiritual business strategy, and sacred money content, follow along at @thebrowngirlcfo.

To Love, Money, and Magick,

Karen Gargiso