What Is The Brown Girl CFO™? Why We Need a Sacred Space for Financial Leadership

My Story: A Brown Girl, A Budget Book, and a Vision

I didn’t grow up talking about wealth, investments, or business ownership. I grew up watching the women in my Guyanese family stretch a dollar with quiet genius—managing households, showing up for the community, and making sure no one went without. I inherited their resourcefulness, their unshakable sense of responsibility, and the deep awareness that money was both a tool for survival and a source of pain.

As a Guyanese woman building a life and business in systems that weren’t designed for me, I had to teach myself how to hold both. I became an accountant. I became a healer. I created Sacred Money Inc., a trauma-informed, spiritually-rooted financial wellness company that offers bookkeeping, tax support, coaching, and nervous-system-safe money strategy.

And from that sacred foundation came Brown Girl CFO™—an initiative that speaks directly to those of us who have been taught to shrink around money, who want to heal generational wounds while growing sacred wealth, and who are ready to lead our financial lives with boldness, integrity, and pleasure.

Why Brown Girl CFO™ Exists

We live in a world where financial systems were not built with us in mind. For many BIPOC, West Indian, LGBTQIA+, femme-identifying, and spiritually led entrepreneurs, the standard money advice often feels cold, inaccessible, or downright unsafe.

Brown Girl CFO™ exists to change that.

It centers the stories, needs, and sacred power of entrepreneurs who’ve been left out of traditional financial spaces. It offers education, healing, and strategic guidance for those who want to lead their lives and businesses with clarity, structure, and soul.

This initiative is a branch of Sacred Money Inc., founded by Karen Gargiso—a trauma-informed accountant, financial social work educator, and spiritual business guide. Sacred Money supports clients with monthly bookkeeping, tax services, and financial healing across all levels of business. Brown Girl CFO™ is how we take that same sacred money wisdom and speak it directly to those who are reclaiming their leadership as systemically excluded founders.

What Makes This Different

This isn’t your typical finance platform—and that’s intentional. Here’s what sets Brown Girl CFO™ apart:

• We blend bookkeeping, tax literacy, and financial planning with ancestral healing, ritual, and spiritual embodiment.

• We speak directly to the lived experience of West Indian and BIPOC communities, while remaining inclusive of all backgrounds, races, and identities.

• We don’t believe in shame-based money advice. Instead, we use trauma-informed frameworks that honor nervous system regulation, rest, and reclamation.

You’ll find spreadsheets and sage. Profit plans and pleasure practices. A seat at the table for those who have always been told to wait their turn.

Who This Is For

Brown Girl CFO™ is for the spiritual, creative, and sensually expressive entrepreneur who wants to lead their money journey differently. Whether you’re running a soul-led business or unlearning generations of scarcity, this space is here to support your rise.

We welcome you as you are—whether you're just learning to track your income or preparing to scale your sacred empire. This is for those who want to:

• Heal their financial trauma

• Build sacred systems around money

• Learn about taxes, bookkeeping, and profit with cultural and spiritual safety

• Be seen and supported in their full identity as a financial leader

A Sacred Invitation

You don’t have to shrink to survive. You don’t have to fit someone else’s mold to succeed. You can be bold, Brown, spiritual, intuitive, pleasure-led—and still lead your finances like a CEO.

Brown Girl CFO™ invites you to step into your power, learn with intention, and lead your money with vision. You were never meant to do this alone. And now, you don’t have to.

For more culturally rooted financial education, spiritual business strategy, and sacred money content, follow along at @thebrowngirlcfo.

To Love, Money, and Magick,

Karen Gargiso