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The Problem With Doing a Money Date Because a Coach on Instagram Said To

Writer's picture: Karen GargisoKaren Gargiso

If you’re doing regular Money Dates because a coach on Instagram said it’s a great way to manifest abundance and connect with your money, great! But as experienced money specialists, we have to be real—if those Money Dates just mean glancing at your bank balance and telling yourself, “Well, I didn’t overspend this month, so I guess I’m good!”—you’re missing the point.


For your Money Dates to actually grow your money and increase your business’s revenue, they need to dig deeper. 


I’m talking about two key areas that can take your finances to the next level: Money Management and Money Healing. Here’s how to make each one work for you:



 


MONEY MANAGEMENT: Beyond Just Looking at Your Balance


You need to go further than just opening up your banking app and sighing in relief that there’s still cash in there. That’s not a Money Date—that’s a quickie. Money management is about being intentional with your money and understanding exactly where it’s coming from and where it’s going.


Track the Flow: Start by regularly tracking all income and expenses. Not just the obvious stuff like bills and revenue, but every transaction. Think about it like taking the pulse of your business—this tells you what’s thriving and what’s draining your resources.


Analyze the Stats: Look at what’s working and what’s not. Are there income streams that are doing better than you expected? Expenses that keep creeping up and cutting into your profit? Identifying these patterns gives you a roadmap for what to optimize and where to cut back.


Spot the Leaks: You might have solid revenue, but if money is flowing out as fast as it’s coming in, that’s a problem. Pinpoint areas where you’re overspending, missing opportunities to reinvest, or not effectively “holding” your money. Money management isn’t just about making money—it’s about keeping and growing it.



 


MONEY HEALING: Addressing What’s Really Holding You Back


Now let’s talk about the emotional side of Money Dates—because that’s where most people get it wrong. If your idea of money healing is writing love letters to money and repeating “I am abundant” affirmations, you’re only scratching the surface.


Money healing is about understanding the emotional and subconscious blocks that impact the way you make, save, and manage your money. Here’s what you need to do:


Notice What Comes Up: Every time you sit down for a Money Date, pay attention to your reactions. Do you feel a pang of anxiety when you look at expenses? Do you catch yourself feeling guilty for making good money? Or maybe you feel the urge to ignore certain numbers altogether? These are your money wounds talking.


Take Action on Your Healing: Don’t just notice the discomfort and move on. Use practices like therapy, coaching, hypnosis, or somatics to actually work through these emotions. The goal isn’t to just feel better about money—it’s to release limiting beliefs and conditioning that are keeping you stuck in old patterns.


Get Your Subconscious On Board: Here’s the truth: Making more money is so much easier when your subconscious is working with you instead of against you. If deep down you believe that money is stressful, or that success will make people resent you, your subconscious will sabotage every effort you make. Real money healing clears these blocks so your actions and intentions are aligned.



 


Go Deeper with your Money Dates if you want Real Results


If your current Money Dates aren’t moving the needle on your financial growth, it’s probably because they’re only scratching the surface. Stop settling for surface-level “money check-ins” and start focusing on both Money Management and Money Healing.


Money Management gives you the practical roadmap to see where your money is going and how to optimize it. 


Money Healing tackles the hidden emotional and psychological blocks that might be keeping you from growing your wealth in the first place.


So, the next time you sit down for a Money Date, go deeper. Track every dollar, analyze what’s working, and pay attention to what thoughts or feelings come up. That’s the kind of financial clarity and healing that will actually set you up to grow—not just manage—your money. 


And if you’re ready for expert eyes on your finances that take a holistic approach to increasing your revenue, schedule a Discovery Call with Sacred Money Inc. We’re here to help!




A woman in a yellow dress with long dark brown hair is looking over her left shoulder at the camera

Hey there! I’m Karen.


I'm the Founder & CEO of Sacred Money Inc., where I empower spiritually-minded entrepreneurs to heal their financial wounds and manage their money with confidence and grace. We offer a unique blend of practical financial expertise, including bookkeeping and tax services, with trauma-informed coaching. My work is here to guide you toward financial resilience and abundance. I'm passionate about transforming the way we think about money and integrating it with our values, pleasures, and spiritual practices.

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